About
Two sisters. One mission. Success is always intentional.
Cherie Walters and Nicole Juarez are twin sisters who spent their careers helping families build wealth — then realized nobody was teaching the next generation how it works.
The story
The education they wish every client had gotten twenty years earlier.
Between them, Cherie and Nicole have spent more than two decades inside the moments that decide a family’s financial future: the loan application, the first home, the budget that finally holds. They watched the same thing happen over and over — smart, hardworking people arriving at those moments with no preparation at all.
Future Foundations is their answer. It’s the education they wish every client had received twenty years earlier, built into a program students, employees, and congregations can actually use.
Their mission is simple: help people use money as a tool, break the paycheck-to-paycheck cycle, and get out of debt for good.
The founders
Cherie Walters & Nicole Juarez
Cherie Walters
Co-Founder · Mortgage Loan Officer · John Maxwell Certified Speaker
Cherie has helped an average of more than 150 families a year for the last 13 years navigate mortgage loans, debt-to-income, and credit. She’s a top mortgage loan officer in the United States, holds an education in accounting, and runs three businesses alongside her husband.
In the classroom she teaches financial literacy, goal setting, career readiness, and the wealth-building habits most people don’t learn until it’s expensive.
Nicole Juarez
Co-Founder · REALTOR® · John Maxwell Certified Speaker
Nicole has run her real estate business successfully for over ten years and invests in real estate herself. She brings practical experience in homeownership, communication, goal setting, and long-term planning.
In the classroom she teaches confidence, leadership, career readiness, and the real-life decision-making skills that carry students into adulthood.
Endorsement
“Future Foundations meets the real-world needs of students, educators, and school leaders.”
Mandi Newby, M.Ed., LPCLicensed Professional Counselor & Educational Consultant · 25+ years in public education
Where we’ve spoken
On stages, in classrooms, and in sanctuaries.
Kappa League Killeen (twice) · Temple ISD staff · Temple College · The Learning Academy, Temple, TX · roughly twenty church engagements · a women’s recovery program